Why Choose Granite Bay Acceptance?

Quick Approvals

Get approved today with an
easy online loan application!

Faster Funding

Receive money in your account as
soon as the next business day!

Lower Interest

Installment loans through GBA are
significantly cheaper than payday loans!

  • Decision in minutes
  • Easy online application
  • Affordable repayment options
  • Less-than-perfect credit OK

Apply for a better online installment loan!

Some loans are better than others, and before you commit to a dangerous predatory loan, it’s important to understand the facts and risks of all the different types of personal loans you may consider.

Rochelle

Pay off existing high
interest Payday Loans

With our lower rates and longer terms many of our customers are finally able to pay off existing high interest rate Payday loans.

GBA Loans are your best option for lower rates, longer terms and
increasing your credit score. Check out GBA against your other options:

Aliquam mattis neque id sodales commodo. Quisque neque erat, convallis eu erat eget, venenatis mattis orci. Cras quis pharetra quam. Vivamus congue tincidunt sapien, sit amet viverra sapien. Integer luctus nisi.

GBA is different.

Apply for fast, affordable,
more personal loans
through GBA.

get started now

  • Faster Funding. Getting you the money you need now.
  • Lower Interest. Offering more affordable borrowing
  • Build Your Credit. More affordable personal loans to help build your credit!
  • Car Repairs
  • Kids and Family
  • Bills and Rent
  • Pay Off Debt
  • Medical
  • Major Purchase

Frequently Asked Questions

How does the process work?

After you submit your application you will know immediately if you may be eligible for a loan. Next, we’ll generate a loan agreement with all the details, including (but not limited to) interest rate, number of payments, payment amount, and total cost of loan for you to review.


Once you submit your loan agreement for our approval, our team will work quickly to verify key details and process your loan. As soon as your loan is approved, we’ll send a request to your bank to deposit your funds, unless you choose payment by check. We always aim for fast loan funding typically by the next business day.*

How much can I borrow?

After you submit your application you will know immediately if you may be eligible for a loan. Next, we’ll generate a loan agreement with all the details, including (but not limited to) interest rate, number of payments, payment amount, and total cost of loan for you to review.


Once you submit your loan agreement for our approval, our team will work quickly to verify key details and process your loan. As soon as your loan is approved, we’ll send a request to your bank to deposit your funds, unless you choose payment by check. We always aim for fast loan funding typically by the next business day.*

Am I elegible for a loan?

After you submit your application you will know immediately if you may be eligible for a loan. Next, we’ll generate a loan agreement with all the details, including (but not limited to) interest rate, number of payments, payment amount, and total cost of loan for you to review.


Once you submit your loan agreement for our approval, our team will work quickly to verify key details and process your loan. As soon as your loan is approved, we’ll send a request to your bank to deposit your funds, unless you choose payment by check. We always aim for fast loan funding typically by the next business day.*

How will my loan be funded?

After you submit your application you will know immediately if you may be eligible for a loan. Next, we’ll generate a loan agreement with all the details, including (but not limited to) interest rate, number of payments, payment amount, and total cost of loan for you to review.

Once you submit your loan agreement for our approval, our team will work quickly to verify key details and process your loan. As soon as your loan is approved, we’ll send a request to your bank to deposit your funds, unless you choose payment by check. We always aim for fast loan funding typically by the next business day.*

You deserve better than a payday loan.

Applying does NOT affect your FICO® credit score!